We all are aware of the universal fact that equity funds are volatile and very risky for the short term, debt funds are somewhat deserted by return-conscious investors looking to park money for a short duration. When such things, come the way, investors with a bit higher risk appetite can explore arbitrage funds to park …
The stock market is the most volatile market where investors have to carefully plan their investment strategies. These graphs are never stable. It is your hard-earned money and losing the same in the stock market can be a big setback. Especially, if you are a beginner, you need to have extensive knowledge in the investment …
You are well-educated, energetic, and have the passion to achieve your dream. It is the stage where your mind and body are young to function for 24*7 hours. However, the same energy is never consistent. Time flies and you enter into the retirement phase where you need a source of passive income to survive. So, …
The three key steps for creating a perfect portfolio – asset allocation, choice of funds, and plan of action to take care of the portfolio. Here are the excerpts of the session. Asset AllocationInvestors’ timeframe determines their risk appetite and the balanced asset allocation range as well. Time Frame Equity% Debt% Gold% 0 to 12 …
How to Build a Balanced Portfolio of Mutual Funds Read More »
Making money requires taking risks, the author of ‘Psychology of Money’, Morgan Housel mentions in his book. He also said that keeping money requires an alternative of it. It requires humility, and fear that what you’ve made is often moved out from you only as fast. In the past 18 months close to, many of …
Passive income is the income that you generate when you are not involved in an active job or business. It is described as the ability to earn income when you are in a resting position or when you sleep. However, many people confuse passive income with easy income ideas that work instantly and get your …
Tax saving mutual funds or Equity Linked Savings Schemes (ELSS) facilitate every investor to save a lot of taxation under Section 80C of the IT Act. One can invest a maximum of Rs 1.5 lakh in ELSS and claim tax deductions on their investments every year. The government of India allows tax planning under Sections …
Tax Saving Mutual Funds or ELSS to Invest in 2022 Read More »
One doesn’t have to be an expert in economics or accounting to be good at personal finance. All that, one has to do is follow certain rules which are universal like the law of gravity. Personal finance is both a simple concept because all the math one needs to understand is covered in schooling, and …
What is Personal Financial Planning and Why is It Important? Read More »
You often plan for your rainy days, your financial goals, your retirement, but forget to value what you actually have, i.e., this. you wish to speculate in your present so as to secure your future. this implies that whether or not you’re healthy today, you wish to speculate during an insurance plan so as to …
Time may be a friend of fine companies and an enemy of bad companies. In the last 2.5 decades, successful companies grow to unimaginable levels in sales, profits, and market cap. Only 100 companies of the highest 500 companies listed in 1995 have outperformed the benchmark. Stock returns are slaves of earnings power and growth. …
Average Stock Market Returns Last 20 years in India Read More »
